Timothy (Tim) Maleck serves as a financial associate for a large New York City-based asset management firm, where he provides financial analysis for team members and financial performance reports for investors. Outside of work, Tim Maleck likes to travel. Regardless of how safe a travel destination is generally, all travelers should be wary of pickpockets. One proposed solution is a money belt, a belt you wear under your clothes that you can use to store cash, cards, and other valuables. While the idea sounds convenient, the money belt might not be your smartest option - here’s why. The purpose of a money belt is to hide your valuables while still giving you access when needed, but when it comes time to pay for something, you have to fiddle with your clothing and likely lift your shirt to access the necessary items. Simply accessing your cash or plastic ruins any discretion your money belt provided and alerts any nearby pickpockets to the location of your valuables, which you have unfortunately stored all in one place. Instead, consider dividing your valuables and distributing them among multiple locations. Leave the majority of your cards and cash in your hotel safe, if available, only taking what you will need each day. Divide the funds you do take into different pockets. This helps to ensure that, should a pickpocket target you, he or she will only get a small portion of the money you're carrying.
A financial industry professional in New York City, Timothy “Tim” Maleck is also an accomplished athlete. While working toward his master of science in accounting at the State University of New York at Buffalo, Timothy Maleck competed as part of the school's nationally-ranked rugby team.When choosing rugby boots, a player's position is an important consideration. Those who play as “tight five” forwards, for example, spend much of their time on the field in close proximity to other players and are thus more likely to be stepped on. Sturdier boots provide more protection for these players, while footwear with strong grips help them to retain their footing as they push forward.Forwards who play closer to the rear also require protection, but these players' boots tend to be lighter than those in the first or second row. This provides more power and stability as the players provide defense. Many loose forwards also look for lateral or torsion control to offer support during rapid direction changes.Backs tend to also prefer lighter boots, which allow them to maintain higher levels of speed. Because these players often sacrifice stability for lighter weight, some manufacturers remove studs to reduce shoe weight. Other shoe makers are now responding by offering removable or molded studs to increase traction without adding bulk.Shoes for kickers are also lighter, though they have a special configuration that includes a targeted kicking spot designed for distance and accuracy. Kicker shoes also provide strong grip so that the player can balance in the standing leg. They are also lighter than forwards' shoes, yet sturdier than those worn by the backs.
